Website Disclaimer

At Atomic Insurance Solutions

1. General Information Only

The content on this website is provided for general informational purposes only. Nothing on this website constitutes insurance advice, legal advice, financial advice, or a guarantee of coverage, eligibility, or pricing. Actual plan availability, premiums, benefits, and eligibility are determined by the applicable insurance carrier and are subject to change without notice.

You should not rely solely on information found on this website when making insurance decisions. Always consult directly with a licensed insurance professional regarding your specific situation.

2. Not an Offer of Insurance

The content on this website does not constitute an offer to sell insurance, a solicitation of insurance, or a binding quote. Premium and coverage information, where provided, is for illustrative purposes only. Actual rates and coverage are subject to underwriting approval and carrier terms.

3. Licensing Information

AleX Tomic is a licensed independent insurance broker in the following states:

State of Illinois
State of Texas
State of Wisconsin
State of Florida
State of Michigan

License Number: 3658260

4. Independent Broker — Not Affiliated with Government

Alex Tomic operates as an independent insurance broker and is not affiliated with, endorsed by, or a representative of any government agency, including Medicare, Medicaid, HealthCare.gov, GetCoveredIllinois.gov, Social Security Administration, or any state insurance department.

CMS Medicare Marketing Notice: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”

Note to Alex: This CMS-required language must appear on all Medicare-related pages and marketing materials. Confirm exact wording with a compliance reviewer before publishing.

5. Image & Media Credits

This website uses the following types of visual media:

Photography — Sourced from royalty-free platforms including Unsplash, Pexels, and Pixabay under their respective free commercial use licenses.
AI-Generated Images — Some images were created using artificial intelligence tools. These are used for illustrative purposes only and do not depict real individuals, real clients, or real events unless explicitly stated.
Carrier Logos — Insurance carrier logos are the property of their respective companies and are used for identification purposes only to indicate carriers whose products Alex Tomic may compare. Use does not imply formal endorsement or partnership beyond Alex Tomic’s status as an authorized agent or broker.

6. Testimonials & Reviews

Testimonials and reviews on this website reflect the individual experiences of real clients. Individual results vary and are not a guarantee of the same outcome for all clients. All testimonials are used with the knowledge and consent of the individuals involved and have not been compensated unless otherwise stated.

7. Third-Party Links

This website may contain links to third-party websites including carrier websites, government portals, and informational resources. These links are provided for convenience only. Alex Tomic / Atomic Insurance Solutions has no control over and accepts no responsibility for third-party website content or accuracy.

8. No Warranty

This website and its content are provided on an ‘as is’ basis without warranties of any kind. While every effort is made to keep information accurate and current, Atomic Insurance Solutions makes no warranty that content is error-free, complete, or current. Insurance regulations and plan availability can change, and website content may not reflect the most recent updates.

9. Limitation of Liability

To the fullest extent permitted by law, Alex Tomic and Atomic Insurance Solutions shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

10. Compliance Review Notice

Website content was prepared by Dezine Brainz LLC as a web design and digital marketing service provider implementing standard industry best practices. Final review and approval of all content for compliance with IDOI regulations, CMS guidelines, TCPA requirements, and all other applicable laws is the sole responsibility of Alex Tomic / Atomic Insurance Solutions.

11. Contact

Alex Tomic — Atomic Insurance Solutions

1931 Prairie Square, Schaumburg, IL 60173

Phone: (847) 361-3219 | Email: atomic.hpl@gmail.com