(847) 361-3219 atomic.hpl@gmail.com

Our Services

Your Independent Partner in Schaumburg

Alex Tomic is a licensed independent broker serving families, seniors, and individuals across Illinois, Texas, Wisconsin, Florida, and Michigan. Every service below is available at no broker fee. Carriers compensate Alex, not you.

 

Whether you need ACA Marketplace coverage for your family, a life insurance policy that actually fits your budget, Medicare guidance that cuts through the confusion, or a simple safety net between jobs. Alex provides the same approach every time. A detailed review of your situation, an honest comparison across multiple carriers, and a clear recommendation in plain English. No upselling. No pressure. No disappearing after enrollment.

ACA Marketplace Health Insurance

Navigate the Marketplace with a partner who understands the details. Alex compares plans, checks subsidy eligibility, and finds coverage that fits your doctors and budget.

Life Insurance

Protect your family’s future with a policy that actually fits your budget. From term life to final expense — honest guidance, no pressure.

Medicare Supplements Plan (Medigap)

Original Medicare covers a lot, but it does not cover everything. The gaps — copays, coinsurance, deductibles, and excess charges — can add up fast, especially during a hospital stay or a series of specialist visits.

Fixed Indemnity Plans

Not everyone qualifies for an ACA Marketplace plan. Not everyone wants one. And for some families, the monthly premium for a full Marketplace plan simply does not fit the budget.

Final Expense Insurance

Ensure your loved ones aren’t left with a financial burden. Simplified policies for funeral and end-of-life expenses, no pressure.

Dental & Vision

Practical coverage for the essentials — from routine exams to unexpected costs. Including Medicare gap coverage for seniors.

Policy Reviews & Second Opinions

Already have coverage? Let Alex provide an honest assessment. If your plan is the best option, he’ll tell you. If there’s a better way, he’ll show you why.

Atomic Insurance
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