Health Insurance in Texas

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Health Insurance in Texas — Independent Broker

Texas has one of the highest uninsured rates in the US. Alex Tomic helps Texas families find affordable ACA and life insurance coverage — with no broker fee.

Texas does not have a state-run health insurance exchange — all Marketplace plans are offered through the federal Healthcare.gov portal. This makes the enrollment process slightly less intuitive for Texas residents, and makes working with an experienced independent broker especially valuable.

Alex Tomic is licensed in Texas and helps TX residents compare ACA Marketplace plans, life insurance options, and final expense coverage. All consultations are available remotely by phone, text, or email.

Texas Insurance Fast Facts

ACA Open Enrollment: November 1 – January 15 (Healthcare.gov — federal portal)
Texas has NO state-run Marketplace — all plans through Healthcare.gov
Texas uninsured rate: approximately 18% — one of the highest in the US
No state Medicaid expansion (as of 2026)
Special Enrollment: Available year-round for qualifying life events

FAQs

Can I get ACA health insurance in Texas?

Yes. Texas residents can purchase ACA Marketplace plans through Healthcare.gov during Open Enrollment or a Special Enrollment Period. Income-based premium tax credits are available for qualifying households.

Does Texas have a state health insurance exchange?

No. Texas uses the federal Healthcare.gov Marketplace. An independent broker like Alex Tomic can help you navigate the federal portal at no charge.

Get Texas Health Insurance Help